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Fixed Deposits

These are deposits of specified sum of money permitted to be made in multiples of Rs. 100/- for a specified period. These deposits are repayable to the Member on expiry of the period for which the deposit is made.

 

The interest is paid at quarterly compound rests for credit of the Members’s Savings / Current account as per standing instructions or allowed to be withdrawn in cash by the Member.

 

MATURITY PERIOD     

Interest  Rate

35-45 Days

7.00

46-90 Days

8.00

91-180 Days

8.50

181 Days & less than one year

9.00

1 Year to 2 Years

9.50

2 Years to 5 years

10.50

6 years (double scheme)

11.75

 

Special Interest Rate

 

0.5% of the declared interest rate for Senior Citizen & Differently able persons